Ronald A. Weiner

Partner

Fax: 404.873.8193
Atlanta
171 17th Street NW
Suite 2100
Atlanta, Georgia 30363

Biography

Ron is a partner in the Commercial Lending practice. His national practice includes counseling asset-based and cash-flow lenders from Georgia to California. He has particular expertise in the area of structuring and closing third-party sponsored leveraged acquisition loans (both for cash-flow and asset-based senior and mezzanine lenders). His representation of lenders and borrowers in debt financings includes syndicated and single lender senior credit facilities, asset-based loans, structured finance transactions and mezzanine loans. He has significant structured finance experience and understands all aspects of highly complex receivable warehouse facilities, receivable pool purchases and sales (both domestic and international) and term securitization transactions (both public and private). Clients value his knowledge of asset classes including structured settlements, life settlements, pre-settlement litigation purchases, attorney cost financing, medical receivables and liens, lottery receivables, credit card receivables (both bankrupt and non-bankrupt portfolios), deferred athlete and entertainer compensation, title pawn transactions, SBA 504 loans, and premium insurance financing.

Ron spends a lot of time advising financial institutions with respect to loan workouts, restructurings, insolvencies and lender liability mitigation. He serves as lead counsel on countless corporate loan restructurings and collateral liquidations.

Experience

  • Represented an agent bank in connection with $150 million syndicated credit facility to an NFL franchise.

  • Represented a regional bank as lead agent in $100 million syndicated loan to a medical device manufacturing and distribution company.

  • Represented a bank in connection with warehouse loan facility to a specialty finance company for use to make SBA 504(b) loans for securitization in new federal capital markets program.

  • Represented bank in connection with working capital facility to order fulfillment services company.

  • Represented finance company in connection with loan to ATM machine manufacturing company.

  • Represented finance company in connection with structuring a $40 million litigation pre-settlement and medical receivable origination warehouse facility.

  • Represented bank in structuring multi-national loan to tool manufacturing company.

  • Represented bank with respect to loan to corrugated metal cooling parts company.

  • Represented bank in connection with loan to point of sale supply manufacturing company.

  • Represented bank in connection with loan to utility services company.

  • Represented bank in connection with loan to electrical parts distribution company.

  • Represented finance company in connection with loan to a regional wool and textile manufacturer.

  • Represented finance company in connection with loan to software manufacturer.

  • Represented regional resort operator in connection with working capital financing credit facility.

  • Represented finance company in connection with loan to building fabrication company.

  • Represented finance company in connection with loan to ethanol and petroleum distributor.

  • Represented mezzanine lender in connection with mezzanine loans in conjunction with leveraged acquisition of fire protection company.

  • Represented financial services company in connection with Section 144(A) private placement of fixed rate asset backed notes with respect to structured settlement receivables totaling more than $69 million.

  • Represented financial services company in connection with structuring the origination and sale of life settlements totaling up to $1 billion.

  • Represented agent bank in connection with structuring $39 million syndicated multi-facility loan to recycling company.

  • Represented national bank in connection with $19 million leveraged buy-out merger financing to treated lumber company.

  • Represented bank in connection with loan to national pediatric healthcare services provider.

  • Represented regional telephone company with respect to term and revolving credit facilities in syndicated credit facility.

  • Represented regional bank in connection with $50 million merger financing for national hotel chains.

  • Represented finance company in connection with loan to national insurance brokerage company.

  • Represented finance company with respect to $50 million attorney cost finance origination warehouse facility.

  • Represented finance company in connection with loan to frozen foods company.

  • Represented finance company in connection with loan to security monitoring company.

  • Represented public company in connection with structuring $175 million syndicated credit facility.

  • Represented national bank in connection with $25 million credit facility, the proceeds of which were used to acquire and take private a Canadian metals company by a U.S. company.

  • Represented bank in connection with loan to frozen fish distributor.

  • Represented finance company in connection with warehouse loan to credit card factoring company.

  • Represented private equity firm in connection with mezzanine loan to hospital equipment distributor.

  • Represented finance company with respect to loan to national envelope manufacturing company.

  • Represented bank in connection with loan to regional tire retail company.

  • Represented finance company in connection with loan to national wine distributor.

  • Represented financial services company in connection with structuring $500 million origination, verification and purchase program for United States Tobacco Transition Payment Program receivables.

  • Represented global logistics company in connection with negotiating and structuring a multi-national, multi-facility syndicated credit arrangement.

  • Represented national bank in connection with $20 million leveraged acquisition financing to regional printing company.

  • Represented finance company in connection with loan to national art supply company.

  • Represented bank in connection with loan to national academic book distributor.

  • Represented bank with respect to working capital facility to computer component leasing company.

  • Represented bank with respect to loan to bus leasing company.

  • Represented finance company in connection with loan to international sausage manufacturing company.

  • Represented bank in connection with loan to national manufacturer of HVAC components.

  • Represented financial services company in connection with structuring warehouse loan facility utilizing titling trust in the amount of $100 million for origination and sale of life settlement receivables.

  • Represented finance company with respect to loan to indoor water park operator.

  • Represented agent bank in connection with $85 million syndicated senior secured loan to extended stay hotel company secured by portfolio of 24 hotels.

  • Represented finance company in connection with warehouse loan to golf course finance company.

  • Represented bank in connection with $25 million loan to medical device manufacturing company secured by patent licenses.

  • Represented public company in connection with structuring $1 million syndicated multi-currency credit facility.

  • Represented finance company in connection with loan to steel manufacturing company.

  • Represented finance company in connection with loan to title pawn company.

  • Represented financial services company in connection with structuring over $250 million in warehouse loan securitizations of structured settlement receivables.

  • Represented regional bank in connection with $30 million credit facility secured by 44 retail furniture stores across multi-state region.

  • Represented financial services company in connection with structuring $50 million warehouse loan to back an insurance premium loan program.

  • Represented financial services company in connection with Section 144(A) private placement of fixed rate asset backed notes with respect to structured settlement receivables totaling more than $97 million.

  • Represented bank in connection with loan to aero parts manufacturer and distributor.

  • Represented financial services company in connection with structuring $100 million warehouse loan securitization program for lottery receivables.

  • Represented finance company in connection with loan to holiday ornament manufacturing company.

  • Represented finance company in multiple receivable portfolio sales to domestic and international purchasers and syndicators.

  • Represented financial institution in connection with $17.5 million of term and revolving credit facilities to finance the sale of a Georgia-based distributor of mechanical parts and equipment, to a newly formed employee stock ownership plan. The financing consisted of multiple tranches of senior secured financing, including an interest only Term Loan secured primarily with the cash surrender value of over twenty key man life insurance policies.

  • Represented large regional bank in connection with supplying $54.5 million of senior secured cash flow financing to a private equity sponsor to facilitate its leveraged acquisition of a controlling interest in a Georgia-based manufacturer of lighting equipment. Two term facilities were used to consummate the acquisition, while an additional revolving facility was used to provide working capital to the operating company. Additional financing was provided by a mezzanine lender in the form of second lien debt and an co-invest equity.

Credentials

  • Georgia State University College of Law, Juris Doctor — 1994,

    cum laude

  • University of Georgia, Bachelor of Arts — 1990
  • State of Georgia 1994
  • United States District Court for the Northern District of Georgia 1994
    • State Bar of Georgia—Young Lawyers Division (Executive Committee and Board of Directors, 1998–2000; past Chairman, Young Lawyer Division Corporate & Banking Committee, 1997–99)
    • Atlanta Bar Association
    • Commercial Finance Association

Recognition

  • Best Lawyers in America (Commercial Finance Law, Commercial Transactions/UCC Law), 2018-20
  • “Georgia’s Top Lawyers,” Georgia Trend, 2009
  • Award of Achievement, State Bar of Georgia, 1997
  • Distinguished Service Award, State Bar of Georgia, 1998

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