Theresa Kananen and Ed Marshall to Discuss Payment Compliance, Regulatory Enforcement, and Liability Risks at 2026 Payments Compliance Conference

Event Details

AGG Payment Systems & Fintech co-chairs Theresa Kananen and Ed Marshall will speak at the Electronic Transactions Association’s (“ETA”) 2026 Payments Compliance Conference, November 4-5, 2026, in Pentagon City, Virginia. Together, they will participate in six sessions addressing regulatory enforcement, payment facilitator liability, surcharging, subscription compliance, and other legal challenges facing payments companies.

November 4

• Morning Workshop | Surcharging & Cash Discounting
  Theresa Kananen
  Theresa will address recent developments affecting surcharging and cash discounting practices, including the Visa and Mastercard class action settlement, state restrictions on junk fees, and debit card fee limitations.
• Morning Workshop | Payment Facilitator Risk: Structure, Liability, and Exposure
  Ed Marshall
  Ed will discuss key contracting and liability considerations for payment facilitators (“PayFacs”), including relationships with sponsors, processors, and submerchants; implications for acquisitions and strategic investments; and Federal Trade Commission (“FTC”) scrutiny and class action exposure.
• 1:45 p.m. | Overview of the Regulatory Environment
  Ed Marshall
  Ed will examine regulatory priorities affecting payments companies and how businesses can prepare for potential enforcement activity.
• 2:50 p.m. | Dealing with an Enforcement Action
  Ed Marshall
  Ed will share practical strategies for responding to regulatory inquiries, conducting internal investigations, and working with regulators. He will also discuss how to minimize legal, financial, and reputational risks.
• 4:35 p.m. | Click to Cancel: Navigating the New Subscription Compliance Landscape
  Theresa Kananen
  Theresa will discuss subscription and recurring-payment compliance, including regulatory scrutiny, litigation exposure, and strategies for meeting consumer protection requirements.

November 5

• 11:30 a.m. | View From the Industry
  Theresa Kananen
  Theresa will join compliance executives to discuss key regulatory challenges facing the payments industry and how companies are addressing compliance obligations.

The conference gathers legal, regulatory, and compliance professionals to examine enforcement priorities and practical approaches to managing risk across the payments ecosystem.

To learn more and register, please click here.