Our Payment Systems & Fintech team works with merchant acquirers, card issuers, and fintechs to navigate the legal and regulatory challenges unique to the payments space.
We are proud to be our clients’ trusted advisors on corporate and regulatory matters, including governance, mergers and acquisitions, commercial agreements, financial and securities regulation, and compliance matters.
Meanwhile, our litigators represent payment and fintech companies in government investigations and enforcement actions, including by the Federal Trade Commission (“FTC”), the Consumer Financial Protection Bureau (“CFPB”), the Securities Exchange Commission (“SEC”), the Department of Justice (“DOJ”), state attorneys general, and bankruptcy trustees. We also represent clients in private disputes, including consumer litigation, class action disputes initiated by merchants and cardholders, and litigation relating to data breaches.
Appreciating that most clients would prefer to avoid litigation and regulatory entanglements, we strive to identify and manage issues before they become actionable disputes. To that end, we provide compliance advice and assist clients with internal initiatives to address potential problems before they escalate. We also assist clients with the implementation of innovative programs that meet the requirements of the patchwork of federal and state regulations and, where applicable, card brand rules.
We’re at the forefront of the legal trends that affect the payments industry and fintech firms and are frequently asked to provide thought leadership by the Electronic Transactions Association (“ETA”) and the Association of Payments Professionals (“APP,” formerly known as MAC). Our payment lawyers have also been recognized for excellence in their fields by Chambers USA, Georgia Trend’s Legal Elite, the Daily Report, and Super Lawyers.