Our Payment Systems team works with payment acquirers—including payment processors, independent sales organizations (“ISOs”), and payment facilitators— as well as card issuers to navigate the legal and regulatory challenges unique to the payments space.
We are proud to be our clients’ trusted advisors on corporate and regulatory matters, including governance, compliance, mergers and acquisitions, vendor and merchant agreements, financial and securities regulation, and card brand rules compliance.
Meanwhile, our litigators represent payment and fintech companies in government investigations and enforcement actions, including by the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), Securities Exchange Commission (SEC), Department of Justice (DOJ), state attorneys general, and bankruptcy trustees. We also represent clients in private disputes, including consumer litigation, class action disputes initiated by merchants and cardholders, and litigation relating to data breach liability.
Appreciating that most clients would prefer to avoid litigation, government investigations, and enforcement actions, we strive to identify and manage issues before they become actionable disputes. To that end, we provide compliance advice and assist clients with internal investigations to resolve problems before they escalate. We also assist clients with the implementation of innovative programs that meet the requirements of the patchwork of federal and state regulations and card brand rules under which our clients must operate.
We’re at the forefront of the legal trends that affect the payment and fintech industries and are frequently asked to provide thought leadership by the Electronic Transactions Association (ETA) and the Merchant Acquirers Committee (MAC). Our payment lawyers have also been recognized for excellence in their fields by Chambers USA, Georgia Trend’s Legal Elite, the Daily Report, and Super Lawyers.