Consumer Reporting Agencies

Arnall Golden Gregory's Privacy Practice Team has extensive experience advising and defending consumer reporting agencies and other information companies that provide products and services containing personal information about individuals. AGG attorneys advise clients on compliance issues relating to the Fair Credit Reporting Act (FCRA), Gramm-Leach-Bliley-Act (GLB), the Driver’s Privacy Protection Act (DPPA) and other federal and state statutes governing the collection, use, maintenance, disclosure, and disposal of personal information. AGG attorneys also defend consumer reporting agencies in FCRA class action and individual-claims litigation, and they provide legislative and regulatory representation on issues pending before the Congress and federal agencies.

The Privacy Team advises and defends credit reporting agencies, employment background screening companies, tenant screening companies, and other consumer reporting agencies that specialize in areas such as insurance and social media information, as well as industry trade associations. AGG attorneys also have extensive experience advising clients about information products and services that are non-FCRA regulated products, including whether an offering is subject to the FCRA, as well as compliance with GLB and DPPA requirements, if applicable. We also advise clients on best practices and information privacy and security issues that may relate to a client’s products and services. The Privacy Practice team also advises furnishers of information to consumer reporting agencies and users of consumer reports regarding FCRA obligations.

AGG attorneys have represented multiple clients before the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), and state and federal courts around the country. We have successfully represented multiple clients in federal and state investigations, non-public inquiries, and contested litigation regarding FCRA, GLB and other privacy and security compliance issues. The AGG Privacy Team also has provided expert witness testimony and congressional testimony on the application of the FCRA.